LEGAL INFORMATION


Highland Risk, Inc. (Highland Risk) maintains this site (the “Site”) for your personal entertainment, information, education, and communication.



Please feel free to browse the Site. You may download material displayed on the Site for non-commercial, personal use only, provided you also retain the copyright and other proprietary notices contained on the materials. You may not, however, distribute, modify, transmit, reuse, report, or use the contents of the Site for public or commercial purposes, including the text, images, audio, and video without written permission from Highland Risk.

PRIVACY POLICY


At Highland Risk, we respect the information you share with us about yourself. It is policy of Highland Risk not to sell, trade, or distribute your information to any other company or organization without your permission.

Information that is gathered from visitors


In common with other websites, log files are stored on the web server saving details such as the visitor's IP address, browser type, referring page and time of visit.

Cookies may be used to remember visitor preferences when interacting with the website. Where registration is required, the visitor's email and a username will be stored on the server.

How the Information is used


The information is used to enhance the visitor's experience when using the website to display personalized content and possibly advertising. E-mail addresses will not be sold, rented or leased to 3rd parties. E-mail may be sent to inform you of news of our services or offers by us or our affiliates.

Visitor Options


If you have subscribed to one of our services, you may unsubscribe by following the instructions which are included in e-mail that you receive. You may be able to block cookies via your browser settings but this may prevent you from access to certain features of the website.

Cookies


Cookies are small digital signature files that are stored by your web browser that allow your preferences to be recorded when visiting the website. Also they may be used to track your return visits to the website. 3rd party advertising companies may also use cookies for tracking purposes.

TERMS AND CONDITIONS


Your access and use of the Site is also subject to the following terms and conditions (“Terms and Conditions”) and all applicable laws. By accessing and browsing the Site, you accept, without limitation or qualification, the Terms and Conditions and acknowledge that any other agreements between you and Highland Risk are superseded and of no force or effect. You can access this Legal page by clicking on the legal link anywhere in the Site.


Terms and Conditions


  1. You should assume that everything you see or read on the Site is copyrighted unless otherwise noted and may not be used except as provided in these Terms and Conditions or in the text on the Site without the written permission of Highland Risk. Highland Risk neither warrants nor represents that your use of materials displayed on the Site will not infringe rights of third parties not owned by or affiliated with Highland Risk.

  2. While Highland Risk uses reasonable efforts to include accurate and up-to-date information on the Site, Highland Risk makes no warranties or representations as to its accuracy. Highland Risk assumes no liability or responsibility for any errors or omissions in the content on the site. Changes may be periodically made to these web pages and these changes may be incorporated without notice. All menu items and prices subject to change.

  3. Your use and browsing of the Site is at your risk. Neither Highland Risk nor any other party involved in creating, producing, or delivering the Site is liable for any direct, incidental, consequential, indirect, or punitive damages arising out of your access to, or use of, the Site. Without limiting the foregoing, everything on the Site is provided to you “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. Check your local laws for any restrictions or limitations regarding the exclusion of implied warranties. Highland Risk also assumes no responsibility, and shall not be liable for any damages to, or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in the Site or your downloading of any materials, data, text, images, video, or audio from the Site.

  4. Any communication or material you transmit to the Site by electronic mail or otherwise, including any data, questions, comments, suggestions, or the like is, and will be treated as, non-confidential and non-proprietary. Anything you transmit or post may be used, without compensation to you, by Highland Risk or its affiliates for any purpose, including but not limited to reproduction, disclosure, transmission, publication, broadcast, and posting. Furthermore, Highland Risk is free to use, without compensation to you, any ideas, concepts, know-how, or techniques contained in any communication you send to the Site for any purpose whatsoever, including but not limited to developing, manufacturing, and marketing products using such information.

  5. Images of people or places displayed on the Site are either the property of, or used with permission by, Highland Risk. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by these Terms and Conditions or specific permission provided elsewhere on the Site. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

  6. The trademarks, logos, and service marks (collectively the “Trademarks”) displayed on the Site, including those listed below are registered and unregistered Trademarks of Highland Risk and others. Nothing contained on the Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the Site without the written permission of Highland Risk or such third party that may own the Trademarks displayed on the Site. Your misuse of the Trademarks displayed on the Site, or any other content on the Site, except as provided in these Terms and Conditions, is strictly prohibited. You are also advised that Highland Risk will aggressively enforce its intellectual property rights to the fullest extent of the law, including the seeking of criminal prosecution.

  7. Highland Risk has not reviewed all of the sites linked to the Site and is not responsible for the contents of any off-site pages or any other sites linked to the Site. Your linking to any other off-site pages or other sites is at your own risk.

  8. Although Highland Risk may from time to time monitor or review discussions, chats, postings, transmissions, bulletin boards, and the like on the Site, Highland Risk is under no obligation to do so and assumes no responsibility or liability arising from the content of any such locations nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger, or inaccuracy contained in any information contained within such locations on the Site. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law. Highland Risk will fully cooperate with any law enforcement authorities or court order requesting or directing Highland Risk to disclose the identity of anyone posting any such information or materials.

  9. Highland Risk may at any time revise these Terms and Conditions by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current Terms and Conditions to which you are bound.
Highland Risk, Inc.

©2009 Highland Risk, Inc. All rights reserved.